Bunker Protect, Inc. is a business insurance broker and compliance platform that delivers fast, bindable commercial insurance quotes and a portal to manage policies and certificates of insurance (COIs), including usage-based insurance for contract and gig work.
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Bunker Protect, Inc. is a licensed insurance broker and technology platform focused on making business insurance fast, simple, and easy to manage for small businesses, contractors, freelancers/independent professionals, and enterprises. The company positions itself as an “instant business insurance and compliance platform,” providing bindable quotes and rapid proof of insurance so customers can start work quickly. Bunker combines traditional agency services (licensed advisors/agents, underwriting guidance, carrier placement across reputable insurers) with a client portal designed to eliminate paperwork and long wait times. Through the portal, customers can locate, purchase, and manage policies; download documents; request changes; and manage certificates of insurance (COIs) including subcontractor COIs. The company highlights usage-based insurance (UBI) as a differentiator, describing it as a product developed with Chubb to support the future of work. UBI is designed for independent professionals and gig-economy organizations that need short-term policies aligned to contracts, with online purchase and instant sharing of proof of insurance. Bunker’s origin story cites frustration with the lack of innovation in the US small business insurance market; the founders began building Bunker in 2015. The company emphasizes relationship-based service (customers working with the same account person) while also offering demos and potential integrations (including API and platform integrations) for compliance and insurance management workflows.
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verified business cases
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Commercial insurance placement and advisory services across common small-business policies with online quoting and bindable coverage options.
Bindable quotes
Carrier comparison
Licensed advisors
Portal for clients to locate, purchase, and manage specialized insurance policies; download documents; request policy changes; manage certificates and subcontractor COIs; and report claims.
Policy management
COI management
Subcontractor COIs
Platform-oriented workflows to create insurance requirement templates, share requirements with contractors/vendors/suppliers, track compliance, set integrations/notifications, and access licensed advisors; offered via demos and contact.
Requirement templates
Compliance tracking
Integrations
Usage-based insurance program for independent professionals and gig-economy firms; policies can match contract length and administration is based on reported usage (e.g., hours). Includes coverages such as Occupational Accident, General Liability, and Hired Non-Owned Auto.
Short-term policies
Online purchase
Monthly installments
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